There are many programs for first time home buyers!

• Colorado Housing & Finance Authority - provides mortgages and assistance with down payment
• Mortgage Credit Certificates - provide a tax credit for the life of the loan
• Down Payment Assistance Programs - many community-based assistance programs to help with down payment and closing costs. 

*All of these are discussed at First Time Home Buyer Classes.  You can register for a FREE class by going to www.coloradohousingassistance.org